CAGR Calculator
Find the compound annual growth rate of any investment from its starting value, ending value and holding period -- plus your total gain, absolute return and a year-wise growth table. Every calculation runs in your browser -- nothing you enter is ever sent anywhere.
Investment Details
CAGR = (Final Value / Initial Value)^(1 / years) - 1. Periods can be fractional -- for example 30 months is 2.5 years.
Results
CAGR (per year)
Your period is under a year, so this CAGR is an annualized figure -- it shows what the growth would equal if it continued at the same pace for a full year.
Initial Investment
Final Value
Total Gain
Absolute Return
Year-wise Value at this CAGR
Shows the smooth path of an investment growing at exactly this CAGR every year. Your actual year-by-year values may have been different -- CAGR only describes the start and end points.
How this CAGR calculator works
Enter what you originally invested, what the investment is worth now (or was worth when you sold it), and how long you held it, then choose Calculate. The calculator applies the standard formula CAGR = (Final Value / Initial Value)^(1 / t) - 1, where t is the holding period in years. It also shows your total gain or loss in rupees, the absolute return over the whole period, and a year-wise table of how the value would have grown at a constant CAGR. CAGR is useful for comparing investments held for different lengths of time -- mutual funds, stocks, gold, property or a business's revenue -- because it converts any growth into a single yearly rate. Everything is computed in your browser with full precision and only rounded for display.
Is this an official CAGR calculator of any fund or broker?
No. This is an independent estimation tool built by OurPaisa Tools and is not affiliated with, endorsed by, or an official calculator of any mutual fund house, broker, bank or exchange. Always verify figures with official statements before making decisions.
Is my investment data sent to any server?
No. Every calculation runs entirely in your browser. Nothing you enter -- initial investment, final value or period -- is ever sent to our servers or stored anywhere. We do not require sign-up or login.
What is CAGR?
CAGR (Compound Annual Growth Rate) is the steady yearly rate at which an investment would have had to grow to go from its starting value to its ending value over the period. It is calculated as CAGR = (Final Value / Initial Value)^(1 / years) - 1.
What is the difference between CAGR and absolute return?
Absolute return is the total percentage change over the whole period, regardless of how long it took. CAGR spreads that growth evenly across each year, so it lets you compare investments held for different lengths of time.
When should I use XIRR instead of CAGR?
CAGR works for a single investment with one start value and one end value. If you invested or withdrew money at several different dates -- for example SIPs or partial redemptions -- XIRR is the more accurate measure.
Disclaimer: This tool provides an estimate for general informational purposes only and does not constitute investment or financial advice. CAGR describes past or assumed growth and says nothing about future returns, which are never guaranteed. It does not account for taxes, fees, dividends paid out or intermediate cash flows. See our Disclaimer and Terms of Use for more detail.