Lumpsum Calculator
Estimate the future value of a one-time mutual fund investment, see how much of it is your own money versus estimated returns, and check a year-wise growth schedule. Every calculation runs in your browser -- nothing you enter is ever sent anywhere.
Investment Details
Your investment is assumed to compound annually at your expected return for the whole period -- the standard convention used by most lumpsum calculators.
Results
Final Value
Total Invested
Estimated Returns
Year-wise Growth Schedule
How this lumpsum calculator works
Enter your initial investment, expected annual return and investment period, then choose Calculate. This calculator assumes your one-time investment compounds annually at your expected return (derived from your entered rate) for the whole period -- the standard formula used by most mutual fund lumpsum calculators, FV = P x (1+r)^t, where P is your initial investment, r is the annual rate as a decimal and t is the number of years (which can be fractional -- for example 18 months is treated as 1.5 years). Every figure, from the final value to the year-wise schedule, is computed entirely in your browser using full-precision arithmetic, and only rounded for display. Nothing you type is saved, transmitted to our servers, or used for anything other than showing you the result on this page.
Is this an official mutual fund lumpsum calculator?
No. This is an independent estimation tool built by OurPaisa Tools and is not affiliated with, endorsed by, or an official calculator of any mutual fund house, AMC or distributor. Actual mutual fund returns are never guaranteed and depend on market performance -- always read the scheme documents before investing.
Is my investment data sent to any server?
No. Every calculation runs entirely in your browser. Nothing you enter -- investment amount, expected return, or tenure -- is ever sent to our servers or stored anywhere. We do not require sign-up or login.
How is lumpsum future value calculated?
Your one-time investment is assumed to compound annually at your expected annual return for the whole investment period. This calculator uses the standard formula FV = P x (1+r)^t, where P is your initial investment, r is the annual rate and t is the number of years (which can be fractional, for example 1.5 years for 18 months).
Disclaimer: This tool provides an estimate for general informational purposes only and does not constitute investment or financial advice. Mutual fund investments are subject to market risk; actual returns can be higher or lower than the rate you enter, and are never guaranteed. It is not affiliated with any mutual fund house, AMC or distributor. See our Disclaimer and Terms of Use for more detail.