Property Purchase Cost Calculator
The price quoted for a property is rarely the full amount you'll actually pay. Add stamp duty, registration, brokerage, GST (for under-construction property) and other charges to see the true total cost of your purchase.
Property Price
Registration & Fees (Editable Rates)
Stamp duty and registration rates vary by state, property type and sometimes buyer category (many states offer a rebate for women buyers), and are revised periodically by state governments. The rates above are general-purpose defaults for estimation only -- replace them with your own state's current published rate (check your Sub-Registrar Office or state stamp duty portal) for an accurate figure. Set GST to 0% for a ready-to-move-in resale property (GST generally does not apply); enter your applicable rate for an under-construction purchase.
Results
Total Cost of Purchase
Why the Sticker Price Isn't the Full Cost
Buyers often budget only for the quoted property price and are then surprised by the additional 7-10% (sometimes more) it actually costs to complete the purchase. This calculator adds every common additional cost -- stamp duty, registration fee, brokerage, GST where applicable, and other charges like interiors or legal fees -- on top of the property price, so you can budget for the real total upfront.
Resale vs. Under-Construction Property
GST typically applies to under-construction property purchases from a builder (set your applicable rate), but generally does not apply to resale/ready-to-move-in property purchases from an individual seller -- set GST to 0% in that case. Stamp duty and registration fees apply to both types.
Why Rates Are Editable
Stamp duty and registration rates vary by state, property type and sometimes buyer category (many states offer a rebate for women buyers), and are revised periodically by state governments. The rates above are general-purpose defaults for estimation only -- replace them with your own state's current published rate (check your Sub-Registrar Office or state stamp duty portal) for an accurate figure.
Is my data sent to any server?
No. Every calculation happens directly in your browser using JavaScript. Nothing you enter is ever transmitted to OurPaisa Tools' servers or stored anywhere -- close the tab and it's gone.
Disclaimer: This tool provides a general estimate for informational purposes only and does not reflect any specific state's actual current rates or a specific project's actual charges. It does not constitute legal, tax or financial advice. See our Disclaimer and Terms of Use for more detail.