Finance Tools
Financial calculators for everyday money decisions. Income tax, EMI, SIP, lumpsum, FD, CAGR, XIRR, no-cost EMI, step-up SIP and rent vs buy calculators -- free, private and running entirely in your browser.
All Finance Tools
Every calculator below is live, free to use and runs entirely in your browser.
Income Tax Calculator
Estimate your India income tax for the old and new regimes side by side.
SIP Calculator
Estimate the future value of your monthly SIP investments.
Lumpsum Calculator
See how a one-time lumpsum investment can grow over time.
EMI Calculator
Calculate monthly loan EMIs for home, car and personal loans.
CAGR Calculator
Work out the compound annual growth rate of an investment.
FD Calculator
Estimate maturity value and interest for fixed deposits.
XIRR Calculator
Calculate annualized returns for investments with irregular cash flows.
No-Cost EMI vs Cash Discount
See whether no-cost EMI or paying upfront with a discount is really cheaper.
Step-Up SIP Calculator
Project your corpus when you increase your SIP every year.
Rent vs Buy Calculator
Compare buying a home with a loan against renting and investing.
Frequently asked questions
Is the Income Tax Calculator free?
Yes — like every OurPaisa Tools utility, it is completely free to use, with no sign-up required.
Is my financial data sent to any server?
No. Every Finance Tools calculator runs entirely in your browser. The amounts, rates and dates you enter are never sent to our servers or stored anywhere, and no sign-up is required.